Homeowners Insurance for Minnesota Property Owners

Local guidance. Trusted protection. Built around your home and what matters most

Your home is more than a building. It holds your belongings, supports your family, and represents one of your largest financial investments.

The right homeowners insurance can help protect you from the financial impact of covered damage, theft, liability claims, and temporary living expenses after a loss.

5 Star Insurance Protectors is a veteran-owned independent insurance agency based in Monticello, Minnesota. We help homeowners review available coverage options and better understand how their policy protects their home, property, and personal belongings.

A home policy is considered to be a multiple-lines insurance product which means that it includes coverage for both property and liability with one single premium.

It pays to be proactive. Review your homeowners insurance policy each year to make sure your policy has the right amount of coverage for your home and belongings as well as to check that you receiving every discount you deserve.

Coverage Built Around Your Home

Homeowners insurance can include several types of protection, depending on the policy and coverage selected.

Structure Coverage
Helps protect your home and attached structure
Personal Property
Helps replace your belongings if they are damanged or stolen.
Other Structures
Covers detached garages, shed, fences, and other structures on your propert.
Personal Liability
Helps protect you if someone is injured on your property or you cause damage to someone else.
Medical Payments
Helps cover medical expenses for guests unjured on your property
Additional Living Expense
Helps protect your home and attached structure
Other Deductibles and Limits
Helps protect your home and attached structure
Bundle & Save
Helps protect your home and attached structure

Coverage for more than a primary residence

Property insurance needs can vary depending on how a home or property is owned and used.

We can help review coverage options for:
  • Renters Insurance
  • Condominiums and towhomes
  • Rental Homes
  • Apartments and renters insurance
  • Cabins
  • Seasonal Properties
  • Landlord-owned rental properties

Contact us today to review your homeowners policy!